Commercial Card Expense Reporting Modernization

News

November 11, 2025

Client Overview

A top-tier U.S. financial institution engaged 3Qi Labs to modernize its Commercial Card Expense Reporting system, which serves corporate customers and internal finance teams across multiple lines of business.

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Business Challenge

The bank’s legacy reporting stack—built on traditional data warehouse technologies—could not keep up with the exponential growth in transaction volumes or the demand for real-time analytics. Key pain points included slow reporting performance, fragmented data, inflexible schema, and high maintenance overhead.

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Objective

Deliver a modern, real-time analytics platform that could handle tens of millions of transactions per hour, provide sub-second search and visualization, offer 360° spend and merchant visibility, integrate with multiple enterprise systems, and remain secure and cloud-scalable.

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About 3Qi Labs

Founded in 2009, 3Qi Labs is a boutique System Integrator and Elastic Reseller specializing in Data Engineering, Automation, and DevOps. As an Elastic Partner, 3Qi Labs delivers architecture design, implementation, and managed services around Elasticsearch-based analytics platforms for Fortune 500 financial institutions.

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Solution Architecture

3Qi Labs designed and implemented a modern data and analytics stack centered on the Elastic (ELK) Stack—Elasticsearch, Logstash, and Kibana—augmented with complementary technologies to enable enterprise-grade performance and extensibility.

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Layer

Technologies Implemented

Purpose

Ingestion & Processing

Logstash, Kafka, Python ETL pipelines

Streamed, parsed, and normalized 10+ million transactions/hour

Data Storage & Indexing

Elasticsearch cluster on AWS EC2

Enabled distributed indexing, high-availability search, and millisecond response times

Visualization & Reporting

Kibana, React-based UI, REST APIs

Delivered 100+ dashboards and self-service analytics

Integration

RESTful APIs, OAuth-based connectors

Integrated with 8+ external systems (merchant, customer, and fraud services)

Monitoring & Security

AWS CloudWatch, IAM roles, Shield

Provided secure, auditable, and compliant infrastructure

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Implementation & Outcomes

3Qi Labs followed a phased approach — assessment, architecture design, MVP, full rollout, and enablement — to ensure alignment with the bank’s operational and compliance requirements.

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Key Performance Indicators

  • 10+ Million Transactions / Hour processed
  • <1 Second Query Latency across terabytes of data
  • 1 Million+ Active Users accessing reports
  • 100+ Dashboards and Analytical Scenarios
  • 8 External APIs integrated for Merchant and Customer Insights
  • 99.99% Uptime and Zero Data Loss post-migration

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Operational Benefits

Unified merchant and spend view across business units; elastic scaling; proactive alerting on anomalous spend patterns; and reduced report generation time from hours to seconds.

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